JSP Consulting Inc.

Canadian payments consulting

Payment processing pricing comparisons

Look beyond the headline rate when comparing payment processing proposals. JSP Consulting Inc. helps Canadian businesses review statements, fee structures and transaction mix to understand the costs of accepting credit and debit cards.

Discuss your payment needs

A clearer picture of what your business pays.

A useful pricing comparison starts with your own payment activity and operating needs. Statements show what your business currently pays, while proposals describe the pricing being offered. Reviewing them together helps frame the differences and the questions to put to a provider.

  1. 01

    Processing statements

    Review your current pricing structure and the costs you want to understand. The focus is fee transparency and identifying the cost drivers that deserve a closer look.

  2. 02

    Provider proposals

    Compare available proposals against your payment requirements. Consider the fee structures and commercial terms alongside the headline rate, so the comparison reflects the decision your business faces.

  3. 03

    Credit and debit card economics

    Consider your transaction mix, including Interac and credit card payments, along with in-store and online channels. These are part of understanding your payment processing arrangements.

Your starting point

Prepare for a useful conversation.

Start with what your business actually pays and the alternatives you want to compare. Useful context includes:

  • Recent processing statements
  • Any pricing proposals you are considering
  • Your main payment channels and locations
  • Your current provider, pricing structure and questions about costs

John Pagliaro brings leadership experience from Moneris, RBC, American Express and Bytemark to payment consulting. Meet John.

Common questions

Questions about this service

Can you review my costs without changing providers?

A processing statement review can help you understand your current fees and commercial terms. Comparing those arrangements does not, by itself, require a change of provider; the next decision depends on your priorities and available options.

Can you compare a new proposal with my existing pricing?

Yes. Processing statement and pricing reviews, provider proposal assessment, and commercial analysis are part of JSP Consulting’s services.

Do you advise businesses with several locations or online sales?

Yes. JSP Consulting’s service scope includes multi-location operating needs and in-store and online requirements, with advice for Canadian businesses of different sizes.

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Let’s start a conversation

A better decision
starts with a conversation.

Tell me a little about your business and the payment challenge you’re working through.

Toronto, Ontario
Advising businesses across Canada