Clarity on your processing costs, confidence in your provider, and a payment strategy that fits your business.
A clear view of
your payment business.
Leadership experience
across the payments industry
01 / How I can help
Practical advice for small businesses, large enterprises and operators with multiple locations. The focus is on the commercial decisions that matter to you.
Look beyond the headline rate. Review processing statements, fee structures and the costs that add up across credit and debit transactions.
Compare payment partners against your actual business needs, from a single location to a national network.
Prepare for negotiations with a clear view of pricing, service commitments and the practical implications of a contract.
Connect payment decisions to growth, customer experience and operational needs, so today’s choices support tomorrow’s business.
02 / Your starting point
Select the situation closest to yours.
GET A CLEARER PICTURE
Start with what your business actually pays. A statement review can help identify the fees, transaction mix and commercial terms worth a closer look.
03 / Meet your advisor
Giovanni (John) Pagliaro
President, JSP Consulting Inc.
at Moneris, leading
national account sales
I bring senior leadership experience from Moneris, RBC, American Express and Bytemark to the decisions businesses face every day: choosing a provider, understanding costs, negotiating terms and improving the payment experience.
My work combines an understanding of the payments industry with a broader perspective on sales, customer relationships and business operations. I help turn complex proposals and competing priorities into clear, practical recommendations.
Based in Toronto, Ontario, I advise Canadian businesses of different sizes, with an approach shaped around their goals.
Senior Vice President
National Account Sales
Senior Manager
Small & Medium Business Sales
Director of Sales
Executive Director, Canada
04 / Working together
An engagement should leave you with a better understanding of your options and a clear direction for your business.
Start with your business, your current payment arrangements and the decision you need to make.
Review the costs, provider options and commercial tradeoffs against your priorities.
Build a practical recommendation and support the conversations needed to take the next step.
Let’s start a conversation
Tell me a little about your business and the payment challenge you’re working through.
Toronto, Ontario
Advising businesses across Canada